Financing

Flexible Payment Options

Financing Made Simple & Accessible

At South Ocean Dental, we make it easy to get the care you need without financial stress. We proudly accept CareCredit, Cherry, and Alphaeon Credit, giving you flexible payment options with convenient monthly plans. Whether you're planning a routine visit or a more advanced treatment, our financing solutions help you move forward with confidence and comfort.

CareCredit healthcare credit card

We accept CareCredit, a healthcare credit card that allows you to move forward with recommended dental treatments and pay over time with convenient monthly payments. It can be used for procedures not covered by insurance and is accepted by thousands of healthcare providers, making it a flexible option for both you and your family.

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Cherry Financing

Treat now, pay later

  • No hard credit checks, ever
  • True 0% APR options available
  • Interest-bearing plans with APRs as low as 5.99%
  • Up to $50,000 approvals
  • No hidden fees
See if you qualify
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Alphaeon Credit

Alphaeon Credit is a simple way to pay for your procedures, treatments, products, and services and is the preferred patient financing option of Our Practice.

The Alphaeon Credit Card is a revolving line of credit. Cardholders have access to a wide array of payment options, including special financing options* for any payment over $250. The card can be used for purchases again and again, and there are no annual fees or prepayment penalties. Click here for important rate, fee, and other cost information.

Find out now if you pre-qualify* without impacting your credit.

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FAQ'S

Frequently asked Questions

We offer flexible financing through CareCredit, Cherry, and Alphaeon Credit, giving you multiple ways to pay for your dental care with convenient monthly plans.

Yes! Our financing partners allow you to move forward with treatment even if you don’t have insurance, with manageable payment options.

Cherry offers no hard credit checks, so you can see if you qualify without impacting your credit. Other providers may have different requirements.

Yes, some plans offer 0% APR financing, depending on the provider and your eligibility. Additional low-interest options are also available.

Approval amounts vary by provider, but options like Cherry can offer approvals of up to $50,000, depending on your qualifications.

Yes! Options like CareCredit and Alphaeon Credit provide a reusable line of credit, so you can use them for future treatments as needed.

No, our financing partners are transparent. Many plans offer no hidden fees, and options like Alphaeon Credit have no annual fees or prepayment penalties.

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South Ocean Dental is committed to providing compassionate, high-quality dental care for patients and families in Lake Forest, CA. From preventive visits to advanced restorative and cosmetic treatments, our team is here to help you achieve a healthy & confident smile.

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